Tool · Cost Calculator 2026

Greece Golden Visa Pre-Contract Budget Calculator

Estimate the known base costs first, then add written dependant and professional quotes you already have. Unknown items remain visible instead of being hidden inside a false all-inclusive total.

Choose an investment route

Property-tax scenario

Use the official 3% transfer-tax baseAADE base rate; verify the final tax statement before notarizationRun a 24% VAT worst-case stress testA stress test only, not a conclusion that VAT applies

Add written amounts you already have (optional)

Written budget for dependants, insurance and document work€Other written professional or service quote€

Reference EUR/CNY exchange rateChange this to the bank rate available on the payment date

Known base budget

€266,266

≈ ¥2,076,875 · using your rate

Property price: €250,000
Property transfer-tax base (3%): €7,500
Lawyer budget reserve (1.2%): €3,000
Notary budget reserve (1%): €2,500
Registry budget reserve (0.5%): €1,250
Main-applicant procedure and card fee: €2,016
Confirmed dependant / document budget: Not included
Confirmed other professional / service quote: Not included

Not yet included and requiring verification

• Current dependant fees and insurance
• Renovation, conversion, works and delivery costs
• Annual ENFIA, management, maintenance and vacancy
• Property-specific tax and contract costs

The Greek Ministry of Finance states that qualifying developers can apply for a property-VAT suspension through 31 December 2026, with transfer tax applying instead. Verify the developer, property and tax status; “new build” alone does not decide the tax.

This is a pre-contract budget tool, not an automatic quote or family-eligibility decision. Lawyer, notary and registry percentages are budget reserves only. The EUR 2,016 main-applicant amount reflects the current Mitos listing of EUR 2,000 administrative fee plus EUR 16 card charge. Verify every amount before payment.

Official verification sources：AADE 房产转让税希腊财政部 VAT Mitos 黄金签证程序费

How The Estimate Works

Investment routes: The EUR 250k route is not a generic low-price residential tier; every route and property must be verified.
Government fees: The current Mitos main-applicant procedure and card charges total EUR 2,016; dependant fees are not auto-guessed.
Property tax: AADE publishes a 3% transfer-tax base. The 24% VAT option is a stress test only and requires property-specific verification.
Budget reserves: Lawyer, notary and registry percentages are planning reserves, not automatic quotes.
Not included: Dependant fees and insurance, works, ENFIA, management, maintenance and contract-specific costs.

Need a detailed written quote? The Athens direct team can prepare a transparent estimate based on your family, target property and service scope.

Book a cost consultation