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Due Diligence

How to Read a Greek Property Due Diligence Report

The due diligence report is not a formality to file away. It is the document that decides whether you pay, on what conditions you transfer, whether the property fits a residence application, and how manageable the asset will be to hold and resell.

Short answer

Read it in order of consequence. First, the title chain and the seller’s right to sell. Second, encumbrances: mortgages, seizures, debts and their release conditions. Third, permitted use, building permits and any gap between registered and actual state. Fourth, taxes, fees and the payment and transfer conditions. If residence is planned, add the programme-fit questions: area threshold, use limits and documentation. Then read the boundary of the conclusions: a passed report lowers transaction risk; it does not guarantee an application outcome or an investment result. Where findings are qualified, ask the lawyer what condition must be met before money moves.

Last reviewed

2026-08-01

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Seven sections that matter most

A competent report answers specific questions. Use this list to check that nothing was skipped and to understand what each section means for your payment decisions.

01

Title chain and seller rights

Whether the seller can actually convey the property: registration, inheritance, co-ownership, corporate ownership and authorisations.

02

Mortgages, seizures and debts

Existing burdens and exactly how and when they are released relative to your payments and the transfer.

03

Use, permits and measurements

Permitted use versus actual condition, building permits, declared areas and any regularisation issues; conversions need the use-change path examined.

04

Taxes, fees and transfer steps

Transfer tax, notarial and registration costs, outstanding property obligations and the sequence of the notarial transfer.

05

Payment-condition mapping

Which findings gate which payments. A qualified finding should translate into a contractual condition, not a verbal reassurance.

06

Residence-programme fit

If a Golden Visa is intended: current area threshold, use restrictions, size rules and the documents the application will need from the transaction.

07

Boundary of the conclusions

What the lawyer confirmed, what remains conditional, and what is outside legal scope: valuations, rental projections and approval outcomes.

Common questions

Questions worth asking out loud

01

What does a due diligence report mainly check?

Title chain and seller rights, encumbrances and debts, permitted use and permits, measurements, taxes and fees, transfer conditions and, where relevant, fit with the current residence-programme rules. Price and rental expectations are explicitly not what it certifies.

02

If the report is clean, is the Golden Visa certain?

No. The report addresses property and transaction risk. The application also depends on thresholds, family documents, fund-path evidence and official review. A clean report is necessary groundwork, not a decision.

03

Who should pay for and instruct the lawyer?

The lawyer should be engaged for your case and answerable to you, with scope and fees agreed in writing. OULANG coordinates the sequence between agent, lawyer and payments, but the legal opinion belongs to the licensed lawyer, and we keep that boundary explicit.

Next step

Put your specific case on the table

A consultation covers your budget, family structure, property questions and the verification items above, with the boundaries stated plainly: legal conclusions come from licensed lawyers, and approval decisions from the competent authorities.