Tool · ROI Simulator 2026
Greece Property ROI Simulator
Estimate a 5-10 year property return using purchase price, rent, appreciation, ENFIA and management assumptions.
€
€
9%
Athens core areas recorded around 8-12% annual growth in recent years.
7 years
Useful for 5-year renewal and 7-year citizenship planning scenarios.
6%
Typical long-term rental management range: 5-8%.
0.5%
Common estimate: 0.3-0.7% of assessed value.
Annualized ROI
9.40%
7-year total ROI 87.6% · total return EUR 350,369
- Annual gross rent
- €19,200
- Annual net rent after estimated tax
- €9,834
- 7-year cumulative net rent
- €68,835
- Estimated property value after 7 years
- €731,216
- Book capital gain
- €331,216
- Net capital gain after 15% exit tax
- €281,533
- 7-year total return
- €350,369
This model is for reference only. It does not include inflation, exchange-rate movement, vacancy periods or property-specific repair costs. Actual returns depend on location, condition, tenants, regulation and exit timing.
Data Assumptions
- Gross rental yield: Athens core areas commonly range around 4-7%, depending on district and property condition.
- Appreciation reference: Recent Athens market data has shown strong multi-year growth, but future growth is not guaranteed.
- ENFIA property tax: Typically estimated as a percentage of assessed value, varying by property and location.
- Management fee: Long-term rental management often ranges around 5-8% of annual rent.
- Income tax: The model uses a simplified after-tax assumption and should be reviewed with a Greek tax professional.