الفيزا الذهبية اليونانية 400,000 يورو 2026
حد الاستثمار والمناطق المؤهلة وقواعد العقار ومخاطر الطلب
1. الأساس القانوني والأهلية
مسار استثمار عقاري وفق القانون اليوناني 5038/2023
تختلف الأهلية حسب المنطقة ونوع العقار وحد الاستثمار
عقار واحد مع فحص قانوني كامل للملكية والاستخدام
❌ No — This tier is standard residential
2. لمن يناسب
- 1عائلات تبحث عن إقامة يونانية
- 2مستثمرون يقارنون التكلفة والسيولة
- 3عملاء يريدون مسارا قانونيا واضحا
3. Recommended Property Types
| Property Type | Location | Size | Reference Return |
|---|---|---|---|
| Athens north school district | Kifisia / Marousi / Vrilissia / Halandri | 130–160 sqm | Long-term gross yield 4–5%/yr + annual appreciation 8–10% |
| Athens south coast sea-view | Glyfada / Voula / Vouliagmeni (outskirts) | 120–150 sqm | Long-term gross yield 3–4%/yr + vacation advantage |
| Thessaloniki suburb villa | Thessaloniki northern suburbs / Halkidiki peninsula | 150–200 sqm | Long-term gross yield 4–6%/yr |
| Crete / Rhodes new construction apartment | Heraklion / Chania / Rhodes | 120–160 sqm | Long-term yield 4% + vacation owner-occupation |
4. Complete Cost Breakdown
Based on Greek Ministry of Finance official tax rates and Athens-direct law firm standard pricing, valued as of May 2026.
5. Real Client Case
Shanghai-based Ms. Lin family (couple + twin sons)
Principal applicant is a mid-level banker with annual income ~RMB 800k. Goals: enroll children at top Athens north international schools (A-Level / IB), with potential future applications to UK/US/EU universities, while maintaining EU residency status.
Athens Kifisia 145 sqm apartment, €400,000 total, adjacent to three top international schools (Campion School / St. Catherine's British School / ACS Athens), with Metro Line 8 direct to Athens center in 25 minutes
T+0 contract → T+25 days remote video property viewing + attorney due diligence → T+45 days notary closing → T+100 days biometric collection → T+115 days permanent residence approved
Entire family approved for permanent residence in 4 months. Twin sons enrolled at Campion School IB program; family planning EU Long-Term Resident (EU LTR) pathway in 5 years.
Tier Advantages
- +Greek mainstream residential tier — new-build, clear title, quality assurance
- +Best school district coverage — three top Athens international schools adjacent
- +Mainstream area properties have good liquidity — easier resale / rental
- +120 sqm floor area requirement ensures genuine owner-occupation quality
- +Long-term rental + vacation flexible configuration — partial owner-use, partial rental
Considerations
- !€150k higher threshold than C2R
- !Cannot select Athens central / Thessaloniki central / Santorini / Mykonos
- !120 sqm single-property requirement — cannot aggregate small units
- !Mainstream residential prices yield lower long-term gross than C2R
6. الأسئلة الشائعة
ما معنى مستوى 400,000 يورو؟+
هو أحد حدود الاستثمار العقاري ضمن الفيزا الذهبية اليونانية، وتختلف أهليته حسب المنطقة ونوع العقار.
هل توجد إقامة إلزامية في اليونان؟+
لا توجد إقامة فعلية إلزامية لتجديد الفيزا الذهبية، لكن التخطيط العائلي والضريبي والسكني يحتاج مراجعة مستقلة.
- •The EUR 400,000 Greece Golden Visa route generally applies outside prime zones and is tied to the single-property and 120-square-metre requirements introduced under the current framework.
- •The EUR 400,000 route is often evaluated by families seeking a balance between residency eligibility, self-use and long-term rental potential.
تقييم مسار 400,000 يورو
تنظم OULANG INTERNATIONAL العقار والمحامي والوثائق وإدارة الملكية في اليونان.